From ConsumerAffairs, Top 10 Scams of 2006 and Top 10 Scams of 2005 . Some of these scams are quite ingenious, preying on people's fears, greed, or compassion. Some highlights: Government Grants : This was the most common scam in 2005. A typical version of the scam worked like this: The caller claimed that you won a $12,500.00 federal grant and all you must do is pay the taxes, either by wiring the money or by providing your checking account numbers over the phone. Jury Duty : A widespread scam where the caller claimed that you missed jury duty. One version of the scam said that an arrest warrant had been issued, and when you would insist that you didn't receive a notice for jury duty, the caller would ask for your personal information to verify they were speaking to the correct person. Another version of the scam would ask you to pay a fine by using your credit card or checking account. Phony Job Scam : Scammers are increasingly responding to job seekers posting their resumes...